Jon Flanagan Jersey UK

in Scam Reports Tue Feb 14, 2017 4:58 am
by hockeyflyers • Superman | 640 Posts | 6400 Points

Red Sox Remain Hopeful About Napoli Exploring Other Options - RealGM Wiretap
The Red Sox remain hopeful that they will eventually finalize their contract agreement with Mike Napoli Fletcher Cox Jersey , who reached a three-year, $39 million deal with the club on Dec. 3.

"I think as everyone knows, one of our goals this offseason was to add offense at first base," Ben Cherington said on WEEI's "Hot Stove" radio program. "We haven't been unable to really do that, officially, yet. We're still talking, and when you're talking Philadelphia Eagles Jerseys , there's hope for a resolution. But nothing to report right now."

Though neither side has publicly acknowledged reasons for the hold-up, it is believed to stem from issues that popped up regarding Napoli's hip during the physical he underwent in Boston roughly a month ago.

"Until something is done, you have to consider other options, so we've had to do that, and we've continued to consider other ways to improve the team, whether it's at first base or elsewhere," Cherington said. "At this point we just haven't found anything that made sense to us in the sort of big picture. So that's where we are. We obviously had targeted someone at that position earlier in the offseason Jordan Hicks Eagles Jersey , and we're still hopeful we can add someone there."

McGehee Giants Agree To $48M Deal - RealGM Wiretap

The San Francisco Giants have agreed to a one-year, $4.8 million contract with Casey McGehee.

The pact avoids salary arbitration.

San Francisco acquired the 32-year-old from the Miami Marlins in December to replace Pablo Sandoval, who left as a free agent and signed with Boston.

? The philosophy of N.Y.C.U. is simple we market ourselves as exactly, who we are TRUE COMMERCIAL UNDERWRITERS which has gained us the reputation and trusted client base that consists of private lenders (N.Y.C.Us Investor Associates). Along with a broker client base who work closely with and trust N.Y.C.U. to underwrite their loan files correctly on a daily basis. The tedious process of underwriting a commercial loan file correctly is the exact reason most loans do not come to fruition, when a file is not underwritten, packaged and presented to the lending source properly the lender will most likely decline to fund YOUR LOAN. It is always convenient for the Loan Originator to put the blame on either you the client or the lender (never themselves), when in fact 98% of the time it is the Loan Originators inexperience or inability to understand the underwriting process as the main reason for YOUR LOAN not closing Nolan Carroll Eagles Jersey , N.Y.C.U. prides itself on performing the necessary due diligence to properly package and present YOUR LOAN correctly. The winning edge to N.Y.C.U. is that we underwrite loan files directly for our investor associates, both as hired private underwriters as well as submitting loan requests from our brokers and borrowers alike. The bottom line is due to our daily relationships both as a hired source and a customer to our Investor associates, we know exactly how to underwrite, package and present YOUR LOAN to them in the correct manner. The missing piece or void to the commercial loan puzzle is that loan originators and or brokers have a volume mentality of throwing a large number of loan files against the wall to see what sticks, N.Y.C.U. refuses to be part of that process and takes the necessary time and effort to package and present YOUR LOAN file correctly, which gives YOUR LOAN the best possible support needed to close.

THE THEORY: Knowing all we know of how deceptive the commercial loan business can be, has led N.Y.C.U. to the theory of putting its extensive underwriting and due diligence experience to work Dorial Green-Beckham Eagles Jersey , not only for lenders but for brokers and borrowers alike, we refuse to make false claims by telling a client what they want to hear. What we do claim with the utmost ethics is that we underwrite files for our investor associates on a daily basis and thus the likelihood of YOUR LOAN closing rises dramatically with N.Y.C.U. We know exactly what our Investor associates expect and that familiarity gives us the edge to underwrite, package and present YOUR LOAN file correctly.

The reality is a properly underwritten, packaged and presented loan file has a much greater likelihood of closing.

THE PROCESS: The process to the business in general is simple, but remains disturbing to N.Y.C.U. The Loan Originator Builds a relationship with the customer based on his or her product knowledge, personality andor references (some are better then others). Some even issue a soft quote, which in most cases is a LOW BALL QUOTE designed to sign the customer up. It is at this point when the real work needs to begin but rarely does. The reason why most commercial loans do not close is the Loan Originator will do one of two things; 1st if the company they are working for claims to have underwriters in house Caleb Sturgis Eagles Jersey , beware and ask to speak directly to the underwriter (companies claim to have underwriters in house but actually 97% of them do not). 2nd (which is most likely to happen) is the Loan Originator will submit YOUR LOAN to a lender incorrectly, sporadically and mostly prematurely. Maybe by submitting incorrect documents, such as short brief executive summary or incomplete 1003s, with missing Information or a tri-merge credit report with some red flag credit issues, all of this long before it should have ever been presented to a lender. At that time it is to late, as the lender has already viewed the incorrect, premature and or unprepared file and has made up his or her mind by acting on this negative information to decline the loan. At this point the Loan originator submits it to yet another lender and so on and so on. Being in the business we know there are many brokers out there that claim to be lenders. Be aware that 100% of the private lenders we know and do business with daily DO NOT originate loans Ron Brooks Eagles Jersey , when a so called lender is tr.

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